It can be hard work to make sure your personal finances stay on track. The path to financial indepencence can be bumpy!  Here's a view websites and tools that may help you on your journey:

According to author and Concordia University research chair Gad Saad, 60 percent of resolutions bite the dust after just six months. This year, make it a goal to stick to your financial resolutions. Below are 3 simple steps that will make it easier to stick to your resolutions: 

1. Write down three resolutions. People who explicitly make resolutions or goals are more likely to attain them than people who don't. (Three is a realistic number you can hope to accomplish over a year.)

2. Make the resolution concrete. Swap "save money" with "contribute 6 percent of my salary to my retirement plan" or "put $200 per month into my IRA."

3. Schedule time to check on your progress. The quarter-end is a perfect time to review your goals and investment statements. That means you can mark your calendar today: April 5, July 5, Oct. 5 and Jan. 5 are now your very own financial freedom days (give yourself a few days after quarter-end to gather the information you need).